Pradhan Mantri Jeevan Jyoti Bima Yojna
PMJJBY 2022 – Prime Minister Jeevan Jyoti Insurance is proving to be very beneficial for the poor and deprived sections.Through this scheme of the Government of India, people and their children also get a lot of money in future.
Under this scheme, an insurance of Rs 4 lakh is being given by giving about Rs 400 at a time. There is no cheaper insurance in the insurance market than this. This happens very easily and gets renewed automatically every year.
Insurance of 4 lakhs is available in premium amount of Rs 456
Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana are 2 such insurance, in which you have to pay premium amount of Rs 456 only once in a year. After this, insurance of Rs 4 lakh is available.
In Pradhan Mantri Jeevan Jyoti Bima Yojna, 2 lakh life insurance cover is available by depositing annual premium of only Rs 436 and in Pradhan Mantri Suraksha Bima Yojana, by depositing only Rs 20 annual premium, accident insurance protection of two lakhs is available, in this way only 456 of both are combined. 4 lakh insurance is available by depositing annual premium of Rs.
Prime Minister Jeevan Jyoti Bima Yojana in Rs 436
So far, more than 13 crore beneficiaries have enrolled in the Pradhan Mantri Jeevan Jyoti Bima Yojana, while more than 29 crore beneficiaries have enrolled in the Pradhan Mantri Suraksha Bima Yojana.
Account holders in the age group of 18 to 50 years with a bank or post office can get a life insurance cover of Rs 2 lakh at an annual premium of Rs 436.
Only one form has to be filled and submitted in your bank or post office. 436 rupees are automatically deducted from the account once in an installment year, it is automatically renewed the next year.
Prime Minister’s Suraksha Bima Yojana in just 20 rupees
Account holders in the age group of 18 to 70 years in a bank or post office can get an accident insurance cover of Rs 2 lakh at an annual premium of only Rs 20.
Only one form has to be filled and submitted in your bank or post office. 20 rupees is automatically deducted from the account once in an installment year, it is automatically renewed the next year.
Double insurance cover is available for Rs 1.25 per day
By taking Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana, a premium of only Rs 1.25 per day has to be paid. In this, life insurance of 2 lakhs and accident insurance of 2 lakhs is taken. The claim is reported within 30 days of the accident or death.